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OT: Dental insurance and out of network dentist

pcrebel

SEC Player of the Year
Gold Member
Jan 30, 2004
5,312
5,377
113
Memphis, TN
What is the benefit of staying with a dentist who is out of network for ALL insurance carriers? Are there any benefits for the patient?
Work switched over last year to Delta Dental. Our out of pocket costs went up noticeably. (The balance from my wife’s cleaning last month is $150!!) We had paid a little bit after visits for years but it was small enough to deal with it. I went for a cleaning today. She started to do an Xray but I said let’s wait until next time. I told her our out of pockets costs went up this year so I hope it will be better in the spring. She said I understand but we are out of network with all dental insurance carriers. I said what?!? She made it sound like they have been out of network for years. I asked why. She said they feel in the long run, it will save the customer money, because they aren’t incentivized to do extra and sometimes unnecessary work. It doesn’t pass the smell test to me.
 
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