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"id":"5192425-0
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OT: You Need a Budget (aka YNAB)
Hopefully this doesn't get derailed into an argument about credit cards or Dave being a cult leader. I'm specifically asking about YNAB. I currently use a combination of Mint, PocketSmith, and Excel for budgeting, billing, etc.. I know just enough YNAB to be dangerous, but I'm specifically...
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