I have dual insurance right now. I changed jobs and was without insurance for a few months, so I got on my wife’s insurance. I later got insurance from my employer in August. Took a trip to ER back in beginning of September. Was not in the best of mind and provided an old insurance card and my wife’s insurance card. They filed claim against my wife’s insurance I’m on. However neither of these were my primary at the time, I didn’t even have a card from my primary at that time, less than 1 month enrolled.
Went over my wife’s insurance and realized all of my claims this year were denied. Realizing the issue was we weren’t filing with my primary, I went back and tried to make a claim on my primary, but they’re saying it’s outside the acceptable time range to claim. We never got any notifications the claims were initially denied by secondary.
How F’ed am I?
Primary is Cigna and Secondary is Aetna
Went over my wife’s insurance and realized all of my claims this year were denied. Realizing the issue was we weren’t filing with my primary, I went back and tried to make a claim on my primary, but they’re saying it’s outside the acceptable time range to claim. We never got any notifications the claims were initially denied by secondary.
How F’ed am I?
Primary is Cigna and Secondary is Aetna
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